Dock Skipper does not provide any form of insurance for your listing. We recommend speaking with your homeowners insurance or any other appropriate authority to determine if you will be covered in case of an incident. You could also check with local marinas to see how they handle insurance cases. As another option, you could create a general waiver and liability form that guests must sign once they arrive. In all cases, it is best to speak to an expert as each listings scenario may be different.